Summary
A Lasting Power of Attorney (LPA) allows someone you trust to make decisions for you if you become unable to make them yourself. Many people think LPAs are only for older people, but accidents, illness, or unexpected life events can happen at any age. Putting an LPA in place early gives you more control, protects your finances and health decisions, and makes things easier for your family.
Key Points
- A Lasting Power of Attorney lets someone you trust make decisions on your behalf
- There are two types of LPA: financial decisions and health & care decisions
- LPAs are not just for elderly people
- Without an LPA, your family may face delays and legal complications
- Setting one up early gives peace of mind and protects your wishes
What Is a Lasting Power of Attorney?
A Lasting Power of Attorney is a legal document that allows you to appoint someone you trust to help manage your affairs if you are unable to do so yourself.
The person you appoint is called your “attorney”. This can be a family member, partner, friend, or someone else you trust to make decisions in your best interests.
There are two types of LPA in England and Wales:
Property and Financial Affairs LPA
This allows someone to help with:
- Paying bills
- Managing bank accounts
- Handling property matters
- Managing investments or pensions
Health and Welfare LPA
This covers decisions about:
- Medical treatments
- Care arrangements
- Daily routine and support
- Life-sustaining treatment decisions
Why Do People Need a Lasting Power of Attorney?
Many people assume their spouse or children can automatically make decisions for them if something happens. In reality, this is not always the case.
Without an LPA in place, loved ones may need to apply to the Court of Protection to gain legal authority to help manage your affairs. This can be expensive, stressful, and time-consuming.
Having an LPA prepared early means:
- your wishes are clearly recorded
- the right people can step in quickly if needed
- your family avoids unnecessary legal difficulties
When Should You Set Up an LPA?
The best time to set up a Lasting Power of Attorney is before you ever need it.
An LPA can only be made while you still have mental capacity to understand and approve the document. Many people choose to prepare one alongside their will as part of future planning.
How Can a Solicitor Help?
A solicitor can help ensure:
- the document is completed correctly
- your wishes are clearly reflected
- the right attorneys are appointed
- potential disputes or mistakes are avoided
At GLP Solicitors, our private client team can guide you through the process and help you put the right protections in place for the future.
FAQs
What does a Lasting Power of Attorney do?
A Lasting Power of Attorney allows someone you trust to make decisions for you if you cannot manage your own affairs.
Can I make an LPA for my parents?
Your parents must make the LPA themselves while they still have mental capacity. They can appoint you as their attorney if they choose.
Is a Lasting Power of Attorney only for elderly people?
No. Many younger adults also put LPAs in place in case of illness, injury, or unexpected circumstances.
How long does a Lasting Power of Attorney take?
The registration process with the Office of the Public Guardian can take several weeks, so it is best not to leave it until urgently needed.
Do I need a solicitor for an LPA?
You are not legally required to use a solicitor, but professional advice can help avoid errors and ensure your wishes are properly protected.